C&P Exam Prep Guide
What to expect at your VA Compensation & Pension exam, how to prepare, and what veterans wish they had known beforehand.
Disclaimer: This information is for general guidance only and may not reflect recent changes. Always verify with the official source linked below. This is not legal, medical, or financial advice.
Important Notice
This page is for informational purposes only and does not constitute legal, medical, or professional advice. VetAtlas is not a law firm, healthcare provider, or VA-accredited claims agent. Nothing on this page should be interpreted as coaching or guidance on how to present symptoms.
Veterans should always be completely honest and accurate when communicating with the VA, including during C&P examinations. Never exaggerate, fabricate, or misrepresent any condition.
If you believe you have been targeted by a predatory claims company, report it at VSAFE.gov or call 1-833-38V-SAFE.
What Is a C&P Exam?
A Compensation and Pension (C&P) exam is a medical examination the VA may request after you file a disability claim. Its purpose is to help the VA gather evidence about your condition — it is not a treatment appointment. You will not receive medication, referrals, or treatment from the examiner.
The examiner’s job is to document findings and submit them to the VA. The examiner does not decide your rating. A Rating Veterans Service Representative (RVSR) reviews all evidence in your file — medical records, exam results, personal statements, buddy statements, and service records — to make the final determination.
Not all claims require a C&P exam. If the VA already has enough medical evidence in your file, they may use the Acceptable Clinical Evidence (ACE) process and complete a records review without scheduling an in-person exam.
Who Conducts C&P Exams
Your exam may be conducted at a VA medical facility by a VHA provider, or at a private location by one of the VA’s contract examination companies. You cannot choose which contractor is assigned — it depends on your location and availability.
| Contractor | Caller ID | Phone |
|---|---|---|
| Loyal Source (LSGS) | “Loyal Source” | 833-832-7077 |
| OptumServe (OSHS) | “VA EXAM-Optum” | 866-933-8387 |
| Leidos QTC | “VA EXAM-QTC” | 800-682-9701 |
| VES | “VA EXAM-VES” | 877-637-8387 |
If you receive a call and are unsure whether it is legitimate, call the VA directly at 1-800-827-1000.
How Exams Are Scheduled
- You will receive a letter, call, or email with your exam date and location
- Confirm your appointment by calling the number on the letter
- Exams are typically scheduled within 50 miles of your home (100 miles for specialty exams like dental, eye, hearing, or mental health)
- You may request a male or female examiner for reproductive health, breast, rectal, mental health, or Military Sexual Trauma (MST) exams
- To reschedule, provide at least 48 hours notice. With contractors, you can only reschedule once, and the new date must be within 5 days of the original
Types of C&P Exams
Initial Claim Exam
For new claims — establishes whether a disability exists and is connected to service. The examiner provides a “nexus opinion” on whether the condition is “at least as likely as not” related to your service.
Increase Exam
When you claim an existing service-connected disability has worsened. The examiner documents current severity and functional limitations.
Review / Reexamination
The VA may schedule periodic reexams to verify ongoing severity. Under 38 CFR 3.327, reexams are generally not required when the disability is static, has been unchanged for 5+ years, is permanent, or the veteran is over 55.
Telehealth Exam
Phone or video exam from home. Used for conditions that can be evaluated without a hands-on physical exam, including some mental health evaluations. If a physical exam is needed, an in-person follow-up may be scheduled.
ACE (Records Review)
Not an exam per se — a VA provider reviews existing medical records and completes the evaluation without seeing you. May include a phone interview.
What Happens During the Exam
Exams range from 15 minutes to over an hour depending on the number and complexity of conditions being evaluated. The examiner uses a standardized form called a Disability Benefits Questionnaire (DBQ) specific to each condition.
The examiner may:
- Perform a physical exam
- Ask questions from the DBQ
- Review your medical records
- Order additional tests (X-rays, blood work) at no cost to you
- Test range of motion (minimum 3 repetitions)
The examiner will NOT:
- Treat your condition
- Prescribe medication
- Give referrals
- Answer questions about your claim timeline
- Decide your rating (that is the RVSR’s job)
How to Prepare
Preparing for a C&P exam means being organized and informed so you can communicate your condition completely and accurately. It does not mean rehearsing answers or planning how to present symptoms.
- Review your own medical records to refresh your memory on diagnoses, treatments, and timelines
- Look up the DBQ for your condition on the VA website so you understand what the examiner will be evaluating
- Write down your symptoms — including frequency, severity, and how they affect your daily life — so you don’t forget anything under stress
- Bring a list of all medications with dosages and side effects
- Bring any assistive devices you regularly use (braces, cane, CPAP documentation, etc.) — do not bring devices you do not normally use
- Bring copies of relevant medical records organized in a folder
- Consider bringing a support person (spouse, family member, caregiver) who can speak to how your condition affects your daily life, if the examiner allows
- Arrive 15 minutes early and bring your appointment letter and ID
What Veterans Wish They Had Known
The following observations come from veteran communities and veteran advocacy organizations. They reflect commonly reported experiences — not instructions on what to say or how to act. Every veteran’s situation is different.
The exam is a snapshot, not the full picture
A C&P exam captures how you present on one day. If your condition fluctuates — as many do — a single exam may not reflect your experience on difficult days. Veterans who have been through the process consistently note the importance of accurately communicating the full range of their condition, including both good and bad days, rather than only describing how they feel at that particular moment.
Military culture can work against you
Service members are trained to push through pain and present as capable. This is widely identified as the most common reason veterans end up with ratings that don’t reflect their actual condition. Phrases like “I’m fine,” “it’s not too bad,” or “other guys had it worse” go directly into the examiner’s report. The exam is not the place for a tough presentation — it is the place for an honest one.
Specifics matter more than generalities
“My back hurts” gives the examiner very little to work with. Concrete, specific descriptions — frequency, severity, duration, and how the condition affects your daily activities — provide a more complete and accurate picture. Quantify where you can: how often symptoms occur, how long they last, what activities they prevent.
The examiner may not have read your entire file
Particularly with contract examiners who see many veterans, the examiner may have only briefly reviewed your records. Do not assume they already know your history. Be prepared to explain your symptoms and their impact yourself, rather than relying on the examiner to pull it from the file.
Flare-ups and bad days need to be mentioned
For musculoskeletal conditions, examiners are required to ask about flare-ups and estimate functional loss during them. But if you don’t mention flare-ups, the examiner may not document them. If your condition has periods where it is significantly worse, be prepared to describe their frequency, duration, and what you cannot do during those periods.
Everything counts — from arrival to departure
Veterans widely report that the exam is not limited to the formal appointment. How you move, sit, and behave before and after the exam may be observed. This is not a reason to put on a performance in either direction — it is a reason to be consistently authentic throughout your visit.
Being emotional during a mental health exam is normal
Veterans who have been through PTSD and mental health C&P exams widely note that crying, becoming upset, or struggling emotionally during the exam is normal and common. It is not a sign of weakness. It is part of accurately communicating the reality of living with the condition.
Honesty Is the Only Standard
Across veteran communities, advocacy organizations, and legal resources, one principle is universal: be prepared, be honest, and never minimize or exaggerate your symptoms.
Downplaying your symptoms leads to a rating that does not reflect your actual condition. But exaggerating is equally harmful — examiners are trained to identify inconsistencies, and the clinical term for detected exaggeration is “malingering.” A finding of malingering can damage the credibility of your entire claim, including future claims.
VA fraud is defined under 38 CFR 3.901 as knowingly making false statements concerning a claim. Consequences include forfeiture of all VA benefits (not just the affected claim), debts that cannot be waived, and criminal prosecution carrying up to 1 year imprisonment under 38 USC 6102 — or up to 20 years in organized fraud schemes.
The goal of a C&P exam is accuracy — not the highest possible number, and not the toughest possible presentation. Complete, honest communication is what serves veterans best.
Buddy Statements & Personal Statements
Lay evidence — written statements from you and people who know about your condition — is part of your claim file and must be considered by the VA. These are submitted with your claim, not given to the C&P examiner during the exam.
Buddy Statements
- Written by people with firsthand knowledge (fellow service members, spouse, family, coworkers)
- Use VA Form 21-10210 or a plain written statement
- Include specific observations, not medical opinions
- Must be signed, dated, and include contact info
- Factual, specific language is more effective than emotional appeals
Personal Statements
- Describe how the condition affects your daily life in specific, concrete terms
- Quantify: frequency, duration, severity
- Describe functional impact, not just the diagnosis
- Reference specific medical records when possible
- Keep it focused — one page is ideal
The VA is legally required to consider lay evidence under the Veterans Claims Assistance Act of 2000.
If You Miss Your Exam
Missing a C&P exam without good cause has serious consequences under 38 CFR 3.655:
- Original claim: Rated on existing evidence only (may result in denial due to insufficient evidence)
- Claim for increase or supplemental claim: Claim is denied
- Existing benefits (reexamination): VA must issue a notice before reducing or discontinuing payment, with a 60-day window to respond
Good cause includes hospitalization, death in the family, serious illness, or homelessness.
If you miss your exam, contact the VA at 1-800-827-1000 immediately to explain and request rescheduling.
If You Believe Your Exam Was Inadequate
An exam may be considered inadequate if the examiner did not review your records, did not address all claimed conditions, did not complete the DBQ fully, or provided an opinion without adequate rationale.
Steps you can take:
- Write down everything you remember about the exam as soon as possible (date, duration, what was asked, examiner behavior)
- Request a copy of the exam report using VA Form 20-10206 (FOIA/Privacy Act request)
- Review the report for inaccuracies, missing information, or boilerplate language that doesn’t reflect your case
- Report concerns by calling 1-800-827-1000 or filing a complaint with the contractor
- File a Supplemental Claim with new evidence (such as a private medical opinion) addressing the deficiency
- Request a Higher-Level Review — a senior reviewer can identify duty-to-assist failures and order a new exam
- File a Board Appeal — the Board of Veterans’ Appeals can remand your case for a new examination
You do not have to accept a result you believe was based on an inadequate exam. The system has built-in mechanisms for challenging examinations that were incomplete, inaccurate, or improperly conducted.
Private DBQs & Independent Medical Opinions
You can have your own private healthcare provider examine you and complete a DBQ for publicly available conditions. The VA must consider this evidence but does not reimburse the cost. All clinician information sections must be completed with signatures and dates.
Some conditions have restricted DBQs (TBI, hearing loss, cold injury, former POW) that require specialized training and are not publicly available.
A nexus letter from a treating physician can help establish the connection between your condition and your service. If your claim is denied or underrated, an independent medical opinion (IMO) from a qualified expert can provide counter-evidence. Your treating doctor may be willing to write a nexus letter — try that before paying for an independent opinion.
The PACT Act & C&P Exams
The PACT Act of 2022 expanded VA benefits for veterans exposed to burn pits and other toxic substances, adding more than 20 presumptive conditions. For presumptive conditions, you do not need to prove that service caused the condition — you only need to meet the service requirements for the presumption.
A C&P exam may still be required to confirm the diagnosis and assess severity, but the nexus (connection to service) is presumed. This significantly simplifies the process for qualifying conditions.
Beware of Predatory Claims Companies
More than 40 unaccredited companies market themselves as “claims consultants” or “coaches,” sometimes charging thousands of dollars for claims assistance. Some have been investigated for coaching veterans to misrepresent symptoms — putting veterans at legal risk.
- You do not need to pay anyone to file a VA claim. You can file yourself through VA.gov.
- Be skeptical of anyone who promises a specific rating or uses language like “maximize,” “dominate,” or “guaranteed.”
- VA-accredited representatives (including VSOs and attorneys) are subject to oversight and ethical standards. Unaccredited companies are not.
- You are legally responsible for the accuracy of your claim, even if someone else files on your behalf.
To report a predatory claims company: VSAFE.gov or call 1-833-38V-SAFE.
Your Rights During a C&P Exam
- You may bring a family member or caregiver to the exam (discuss with the examiner at the start)
- You may request a medical chaperone for sensitive physical exams
- Recording is at the examiner’s discretion — you have no legal right to record, but it is not prohibited. If asked to stop, you must comply or the exam may be terminated.
- You can request a copy of your exam report using VA Form 20-10206
- You can report concerns about the exam to the VA (1-800-827-1000) or the contractor
- The VA reimburses travel to VA medical center exams through the Beneficiary Travel program
Key References
| Reference | Subject |
|---|---|
| 38 USC 5103A | Duty to assist (including providing exams) |
| 38 USC 5107(b) | Benefit of the doubt |
| 38 CFR 3.326 | Authorization for examinations |
| 38 CFR 3.327 | Reexaminations and when they are not required |
| 38 CFR 3.655 | Consequences of missing an exam |
| 38 CFR 3.901 | Definition of fraud |
| 38 CFR Part 4 | VA Schedule for Rating Disabilities |
| VHA Directive 1046(1) | Examiner training and certification |
Know Your Resources
- VA.gov — File claims, check status, request exam reports, and manage your benefits directly
- VA Benefits Hotline: 1-800-827-1000 — Report exam issues, ask questions, reschedule exams
- eBenefits — Access your Certificate of Eligibility, claims history, and VA letters
- VSAFE.gov or 1-833-38V-SAFE — Report predatory claims companies
- VA Form 20-10206 — Request a copy of your C&P exam report (FOIA/Privacy Act)
- VA Form 21-10210 — Submit lay/witness (buddy) statements
Veterans Service Organizations (VSOs) such as DAV, VFW, and American Legion also offer free claims assistance. Results may vary by individual representative.
Related Pages
- VA Disability Claims Guide — The full claims process from start to finish
- VA Combined Rating Calculator — Understand how VA math works
- VA & Military Glossary — Terms like nexus, DBQ, TDIU explained
- Crisis Resources — Immediate help if you need it